جَامِعُ مَسْجِدِ وَمَدْرَسَةِ نُورِ القُرْآنِ – جَوْهَرآبَاد، ضِلْع خُوشَاب، بَنْجَاب

Comprehensive Annual Budget · Financial Year 2027

JAMIA MASJID & MADRASA NURULQURAN

Joharabad, District Khushab, Punjab, Pakistan · Currency: PKR (Rs.) · Fiscal Period: 1 Jan 2027 – 31 Dec 2027

Prepared by (Director / Administrator)

Reviewed by (Treasurer / Finance Sec.)

Board Approval / Mutawalli

Date Prepared / Approved

PCC Reg. / Society Reg. No.

NTN / Tax Exemption 100C

Bank Title & IBAN (Islamic Banking)

FESCO / SNGPL Consumer No.

Monthly Cash Flow Visualization (Jan – Dec 2027)

Live Interactive Dynamic Chart

Income vs. Expense Monthly Trajectory (PKR)

Income

Expenses

1. Projected Monthly Income 2027 (PKR)

Auto Comma Formatting Enabled

Annual Projected Income Table for 2027
Income Line Item	Fund Type	Jan ❄️	Feb 🌙	Mar 🌙	Apr	May 🐑	Jun ☀️	Jul ☀️	Aug ☀️	Sep	Oct	Nov ❄️	Dec ❄️	Annual 2027	2026 Actual	Variance	Growth	Notes & Assumptions	Del

2. Projected Monthly Expenses 2027 (PKR)

Salaries, Utilities (FESCO/SNGPL), Madrasa, Zakat

Annual Projected Expenses Table for 2027
Expense Line Item	Fund Type	Jan ❄️	Feb 🌙	Mar 🌙	Apr	May 🐑	Jun ☀️	Jul ☀️	Aug ☀️	Sep	Oct	Nov ❄️	Dec ❄️	Annual 2027	2026 Actual	Variance	Growth	Notes & Assumptions	Del

3. Financial Performance & Cash Flow Summary

Annual Totals & Liquidity Health

Total Projected Income 2027

Prior Actual: PKR 0

Total Projected Expenses 2027

Prior Actual: PKR 0

Net Operating Surplus / (Deficit)

Allocated to Solar/Capital Reserve

Monthly Average Operating Cost

Average Monthly Operational Outflow

4. Shariah Fund Accounting & Restriction Separation Check

Strict Compliance: Zakat & Waqf Rules under Islamic Fiqh

Fund Category	Shariah Usage Purpose & Limitation	Total Income 2027	Total Expense 2027	Net Fund Balance	Compliance Status

5. Joharabad Local Assumptions & Regulatory Disclosures

Punjab Charities Act 2019 & FBR Compliance

1. Seasonal & Calendar Assumptions (Ramadan & Qurbani 2027)

2. Shariah Zakat & Waqf Rulings Followed

3. Energy & Utilities (FESCO, Solar Net-Metering, SNGPL)

4. Legal, Taxation & Banking Controls

6. Legal Approval & Fiduciary Governance

Statutory Requirement (Punjab Charities Act 2019 & Standard Masjid By-Laws): While the Administrator / Director prepares and compiles the operational budget, it is the sole legal responsibility of the Board of Trustees / Managing Committee to approve, enact, and monitor the budget. Expenditures must strictly adhere to the designated funds, and all transactions above PKR 10,000 must be executed via banking instruments.

Muhammad Imran

Administrator / Director (Prepared By)
Date: ________________________

Haji Abdul Rasheed

Treasurer / Finance Secretary (Audited By)
Date: ________________________

Malik Muhammad Akram

Board President / Mutawalli (Approved By)
Date: ________________________